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Option-Plus Loan
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"NOT SO HARD MONEY"  
COMMERCIAL, INDUSTRIAL, RESIDENTIAL, INVESTMENT PROPERTIES & BARE LAND 
Arizona (AZ) & New Mexico (NM) Only
 
10 Question QuickApp

Borrower Types
  •   Low FICO's OK (even 400's OK)
  •   Skinny tax returns OK
  •   Foreclosure OK
  •   Tax liens, judgments, etc. OK
  •   Bankruptcy OK
Property Types
  •   Mixed-use residential & commercial
  •   Auto related (repair, salvage, storage)
  •   Churches, Schools, RV Parks
  •   Office, Retail, Industrial, Bare Land
  •   Residential -- Non Owner-Occupied Mobile Homes, SFRs and apartments
 
Loan Parameters
  •   Loan Size: $70,000 to $1,000,000+ 
  •   Loan-To-Value: 50% Max
  •   Land Loans: 25% to50% LTV 
  •   5, 10 or 15 year fixed rate terms
Loan Highlights
  •   Non-Qualifying (for most loans)
  •   No minimum credit scores (for most loans)
  •   Minimal income verification
  •   Fixed interest rates as low as 11.99%
  • Only 2 points to Lender for loans with prepay fee
  • No prepay fee loans available
 

American Savings Life Insurance Company is your source for Arizona non-conforming or hard money real estate loans. As an Arizona (AZ) real estate lender for nearly 50 years, we provide Arizona mortgage loans to all types of borrowers for all types of situations. We invite you to compare our low rates and fees with those of any other Arizona equity loan hard money lender. We know you will agree that American Savings Life offers a fantastic value for borrowers that need a nonconforming loan, that have mixed use properties, that have bad, poor or no credit, that need a stated income loan, or otherwise need a sub prime mortgage loan. We lend on residential and commercial properties throughout Arizona and New Mexico. We loan on commercial properties only.

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